If you're between 50 and 66 and can't work, special provisions in Social Security may apply to your case. Call us today to start your claim! (239) 653-9475
Qualify for Social Security in Naples When Over 50
After 50, Rules for Disability Benefits Lean in Your Favor
Your ability to qualify for Social Security Disability benefits hinges on a big question: If you can’t continue in your current job, can you adjust to a different job?
When you can show the Social Security Administration (SSA) that the answer is no, you’ve completed a major piece of the disability benefits puzzle.
This same central question also holds the key to why you might have an easier time applying for benefits if you’re 50 or older.
How Your Age Affects Your Disability Application
After age 50, the SSA considers it harder for you to adjust to new kinds of work.
You’ve satisfied that part of the checklist, moving you closer to winning benefits.
The average age of people receiving disability benefits in 2016 was about 54.
Between ages 50 and 54, the SSA says you’re “closely approaching advanced age” and gets more lenient in deciding whether you can switch careers.
For younger people, the SSA thinks age won’t have much effect on your ability to adapt to different work.
If a health problem stops you from doing your job when you’re under 50, you still face a major test in showing you can’t do any other job your skills and background qualify you for.
Whether you can find that other job, or whether that other job pays as well as your last job don’t matter to the SSA.
But as you reach age 55 and older, the SSA is increasingly likely to decide the stage of your career and your physical condition will keep you from shifting to other work.
Consider this example: A 46-year-old man works as a mover. He hurts his back and can’t keep doing the job.
The SSA is thinking: Maybe he could switch to a less physically demanding job, like working as a receptionist in an office.
If the mover is 50 or older when he hurts his back, he may only need to show the SSA he can’t keep doing the same job.
At the more advanced age, he could get a break on having to prove he can’t perform a more sedentary job.
Another Benefit of Long Work History
A longer work history also could work in your favor if you’re over 50.
The Social Security Disability program is reserved for people who worked and contributed to the system through paycheck deductions.
In the eyes of someone at the SSA evaluating your claim, a strong, extensive work history could give you more credibility.
You’ve already shown yourself to be a dedicated, longtime hard worker. An SSA official might be more likely to believe you’ve truly suffered a medical condition that makes it impossible for you to keep working.
Working With an Experienced Lawyer
When you’re applying for Social Security Disability benefits after age 50, make sure you take advantage of the special consideration the SSA gives you.
You’ll need to document your situation and understand how all the rules apply to you.
It’s a complicated system. At the Law Offices of John Hurley, we know how to ensure you get the best chance at winning benefits.
John has helped thousands of people. Let him help you.
Let's talk about Social Security Disability Benefits. There's finally something good about being over 50. When you're over fifty, laws for obtaining Social Security Disability change. I'm John Hurley. If you're over 50 and can't work due to your health, there are special rules I can use to help you apply for disability benefits or appeal if you've been denied. Call the John Hurley Law Firm, 1-888-263-6861.